When going on a diving vacation, our main goal is to dive as much as possible and in the best sites. Liveaboard vacations offer just that, which is why they are so popular. In recent years we see more and more new liveaboards companies, offering vacations in new destinations, and in a wide range of boats. Existing companies are in constant search to add new destinations to their list, and improve their fleet to accommodate the growing demand.


Due to the unique nature of liveaboard vacations, they are not cheap, and many things can affect your vacation.

Imagine the following scenario: you are on your way to Galapagos, where you are going to take a 7 day vacation onboard one of the liveaboards there. Due to airline delays (due to weather, mechanical issues etc.), you end up arriving late and you miss your boat’s departure. In some cases you may be able to join the boat, in which case you lost a day or 2 of diving, but you still get to dive. In other cases, you can’t join the boat, and you find yourself having to re-plan your entire vacation, or just turn around and go back home. If you have regular travel insurance, you might be able to cover some of your losses here, however, once you leave your home and are en-route to your destination, you can no longer file a claim for trip cancellation, and get reimbursed in full for your loss. While you are en-route you are covered under the Travel Delay or Missed Connection benefits, which in most cases offer very low coverage in terms of reimbursement. DiveAssure offers a policy that includes specific coverage for liveaboard trips. With the right policy from DiveAssure, you can actually get reimbursed for up to 90% of your trip cost, in case you have to cancel it while en-route to your destination.


Imagine another scenario: you are on the boat and on day 4 another diver has a diving accident and the crew is dealing with the emergency (often having to sail towards a rendezvous point with the evacuation team), or the weather is bad, or there’s a mechanical failure to the boat, and as a result, no one is diving that day. If you are covered properly, you can be compensated for the lost diving days that you lost due to the various covered reasons.


To summarize – regular travel insurance will cover your trips against the common scenarios that can occur when traveling, however, the unique type of vacation you take when you go on a liveaboard should be covered under a program that was created for that specific type of vacation. Another benefit of this program, is that it includes full diving accident coverage and all the general travel insurance benefits, which means that you will be covered in full, under one policy.